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**This scenario was not updated with the 2018 BOND yearly amount ($14,160 for non-blind beneficiaries and $23,640 for blind beneficiaries) or the 2018 Trial Work Period (TWP) amount ($850). The BOND yearly amount and TWP amount used in this scenario are from a previous year.

Part 1 of 3

Carlos, grocery store bagger

Carlos is working part-time (30 hours per week) as a bagger at a grocery store and earning $7.25 per hour. His SSDI benefit is $800. This, together with his earnings per month of $942.50, gives him a total income of $1,742.50 per month.

Current Monthly Income
Earnings $942.50
SSDI Benefit $800.00
Total monthly income $1,742.50

Because he is earning above $720 per month, Carlos is currently using his Trial Work Period (TWP) months. If he works at this level consistently, he will use up the 9 months allotted for his TWP.

As long as Carlos continues to have countable earnings under $1,010 per month, the Substantial Gainful Activity (SGA) level in 2012, he will continue receiving his full SSDI benefit; however, as Carlos gains experience, he finds the job easier and is interested in increasing his working hours to full-time. His earnings will then increase to $1,257 per month.

Carlos knows that he can earn more and keep more because he is part of BOND. If Carlos increases his earnings above SGA and reaches his cessation month, he will have two grace months. For these three months, he will continue to receive his full monthly benefit amount no matter how high his earnings might be.



Part-time to full-time without impairment-related work expenses



to see how Carlos's benefits would be affected by earning more if he was not in BOND.