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to the previous section of Cliff's situation.


Part 2 of 4

How would Cliff's benefits be affected by earning more if he was not in BOND?

Based on current SSDI policy, Cliff's monthly benefits would fall to $0 at the start of 2012, since his earnings are over the Substantial Gainful Activity (SGA) level. This means that his monthly income would be $3,000, just his earnings.

Future Monthly Income Under Current Policy
Earnings $3,000
SSDI Benefit $0
Total monthly income $3,000



to see how a BOND benefit offset helps Cliff earn more and still keep some of his SSDI benefits.