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3.6 If I use the benefit offset and my SSDI benefit check is reduced, what happens to my dependent benefits?

Many beneficiaries receive auxiliary benefits for dependents. These benefits are not subject to the benefit offset.

If you have dependents who receive benefits on your Social Security record and you become an offset user, your dependents will continue to receive the full amount of their auxiliary benefits as long as your own Social Security Disability Insurance (SSDI) benefit is positive (greater than $0). But if your annual countable earnings estimate exceeds the BOND yearly amount by enough that your benefit is reduced to zero even with the $1 for $2 offset, your auxiliary benefits will also be reduced to $0 at that point. Note that under regular SSDI rules, you would lose dependent benefits when your earnings exceed Substantial Gainful Activity (SGA) after completion of your Trial Work Period (TWP) and Grace Period.