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Quick Calculations for 2018

Earnings of $19,560 per year under BOND for a beneficiary who is not blind:

  • Benefit of $600 per month before grace months end
  • Subtract the BOND yearly amount of $14,160 from the yearly earnings = $5,400
  • Divide the $5,400 by 2 (yearly $1 for $2 offset) = $2,700
  • Take the $2,700 yearly offset and divide by 12 months in year = $225 in offset per month (BOND offset)
  • Reduce the SSDI benefit by $225 per month under BOND
  • Benefit continues to be paid at $375 per month ($600 − $225 = $375)

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