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Quick Calculations for 2018

Earnings of $31,800 per year under BOND for a blind beneficiary:

  • Benefit of $1,500 per month before grace months end
  • Subtract the BOND yearly amount for blind beneficiaries of $23,640 from the yearly earnings = $8,160
  • Divide $8,160 by 2 (yearly $1 for $2 offset) = $4,080
  • Take the $4,080 yearly offset and divide by 12 months in the year = $340 in offset per month
  • Reduce the SSDI benefit by $340 per month under BOND
  • Benefit continues to be paid at $1,160 per month ($1,500 − $340 = $1,160)

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