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**This scenario was not updated with the 2018 BOND yearly amount ($14,160 for non-blind beneficiaries and $23,640 for blind beneficiaries) or the 2018 Trial Work Period (TWP) amount ($850). The BOND yearly amount and TWP amount used in this scenario are from a previous year.

Part 1 of 3

Rosa, lab technician

Rosa receives $1,200 in SSDI monthly cash benefits. Rosa knows she can earn more because she is an experienced lab technician. The only reason she has not gone back to work before is because of the health coverage. She enrolled in BOND and was offered the benefit offset (through random assignment). Rosa completed her trial work period and started working full-time, making $3,500 per month, or $42,000 annually. Since she was earning over the Substantial Gainful Activity (SGA) level, she completed her cessation and grace months

Current Monthly Income
Earnings $3,500
SSDI Benefit $1,200
Total monthly income $4,700

Rosa

Rosa

Enough earnings to phase out of SSDI benefits under BOND, but still advantageous to be in BOND

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to see how Rosa's benefits would be affected by earning more if she was not in BOND.